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When it can be a good idea to co-sign for your young adult

(AP) — If you’re the parent of a young adult, you may be asked to co-sign for a car loan or an apartment lease. Before you agree, know what’s at stake — you could be putting your own financial security at risk. What co-signing really means When you co-sign, you become fully responsible for someone else’s debt. If they don’t pay, you’re on the hook. Even if they pay on time, being a co-signer can make it harder for you to qualify for credit, because that debt is considered yours and creditors could see you as overextended. If your child doesn’t pay on time, ...

Millennial Money: Don’t overlook credit union credit cards

When you’re frequently bombarded with ads for credit cards at big banks, it’s easy to overlook credit cards at a local credit union. These not-for-profit organizations typically require membership based on location or affiliation with an employer, a family member or an organization. Major credit card issuers generally don’t have these requirements. But while the rewards and perks are often flashier on bank-issued credit cards, credit union credit cards may offer generous incentives of their own or other forms of value. Plus, a credit union provides many of the same services that ...

Whiskey Nine brings a new spin to Dining and Golf in Downtown Minot

Four local families and current downtown business owners, Kevin and Kalli Black, Jeremy and Misty Mahany, Jason and Marie Sanders, and Andrew and McKenna Gudmunson are excited to bring another experience to downtown Minot. Whiskey Nine will house aboutGOLF simulators. Featuring curved screens, 70+ courses, picture-in-picture viewing, club fitting, and even bar and arcade games, these simulators are state of the art and will bring a new level of play to Minot. To enhance one’s golfing experience, club storage with valet service and order ahead beverages and appetizers will ensure an ...

Mayer reelected president of North Dakota State Electrical Board

At a recent board meeting Rod Mayer of Minot was reelected president of the State Electrical Board. The state electrical board consists of five members appointed by the governor. The board shall include a master electrician who is a contractor, a journeyman electrician, a consumer member of a rural electric cooperative and a person associated with an investor-owned utility. Mayer was appointed by Gov. John Hoeven in 2009, Gov. Jack Dalrymple in 2014 and Gov. Doug Burgum in 2019, and has been president of the board since 2016. Mayer represents the master electricians on the board, ...

Juarez promoted to senior business analyst

Angela Juarez was promoted to Senior Business Analyst at Town & Country Credit Union. A Velva native, Juarez brings 14 years of experience in the financial services industry to her new role. She joined Town & Country Credit Union in 2013 as a loan servicing associate and moved to her previous business analyst role in 2017. In her new position, Juarez will take on a larger project management role in addition to working with both end users and technical staff to ensure systems are being fully, effectively, and efficiently utilized within the credit union. Juarez is based in the credit ...

Delzer earns broker liscense

Danielle Delzer, Watne Realtors, recently completed her 60-hour North Dakota broker course and earned her North Dakota real estate broker license. She was licensed in January 2019. In April of this year Delzer was named marketing director for Watne Realtors, assisting in the company’s growing internet and social media presence.